Minnesota
Minnesota paycheck calculator 2026
Minnesota uses 4 brackets from 5.35% to 9.85%, after a $14,950 standard deduction ($29,900 married). Enter your salary or hourly rate to see your Minnesota take-home pay per paycheck after federal tax, FICA and state tax. People look for this as a Minnesota income tax calculator and as a Minnesota paycheck calculator. It answers the same question either way.
Take-home pay per paycheck (26/yr)
$1,828.26
$47,535 a year from $60,000 gross, in Minnesota.
Take-home pay $1,828.26 per paycheck (26/yr), $47,535 a year, in Minnesota.
- Take-home pay 79%
- Federal income tax 8%
- Social Security (6.2%) 6%
- Medicare (1.45%) 1%
- Minnesota income tax 4%
- MN Paid Leave 0%
Which federal brackets your income fills
2026, singleOnly the part of your income inside each band is taxed at that band's rate. Your taxable income of $43,900 fills the bands below; the darker one is where your last dollar lands, which is your 12% marginal rate.
Breakdown
Minnesota, 2026| Item | Per paycheck | Per Year | % of gross |
|---|---|---|---|
| Gross pay | $2,307.69 | $60,000 | 100.0% |
| − Federal income tax8.4% | $193.08 | $5,020 | 8.4% |
| − Social Security (6.2%)6.2% | $143.08 | $3,720 | 6.2% |
| − Medicare (1.45%)1.5% | $33.46 | $870 | 1.5% |
| − Minnesota income tax4.3% | $99.66 | $2,591 | 4.3% |
| − MN Paid Leave0.4% | $10.15 | $264 | 0.4% |
| Take-home pay | $1,828.26 | $47,535 | 79.2% |
Your tax rates
- Effective rate 20.8%
- The share of your whole $60,000 that goes to tax. This is the one to quote when comparing offers.
- Marginal rate 12% federal, 6.80% Minnesota
- What the next dollar you earn is taxed at. Always higher than the effective rate, and it is why a raise never leaves you worse off.
Estimate of annual tax liability spread evenly across pay periods, using 2026 federal rates, the standard deduction and Minnesota published rates. Actual withholding depends on your W-4 and is squared up on your return.
Minnesota take-home pay by salary, 2026
| Gross | Federal | FICA | Minnesota | Net (single) | Net (married) |
|---|---|---|---|---|---|
| $35,000 | $2,020 | $2,678 | $1,073 | $29,076 (16.9%) | $31,616 |
| $50,000 | $3,820 | $3,825 | $1,911 | $40,224 (19.6%) | $43,100 |
| $60,000 | $5,020 | $4,590 | $2,591 | $47,535 (20.8%) | $50,696 |
| $70,000 | $6,570 | $5,355 | $3,271 | $54,496 (22.1%) | $58,152 |
| $90,000 | $10,970 | $6,885 | $4,631 | $67,118 (25.4%) | $72,883 |
| $150,000 | $24,734 | $11,475 | $9,006 | $104,125 (30.6%) | $115,049 |
Federal figures are 2026; Minnesota figures are its latest published schedule, 2025. Single filer, standard deduction, no pre-tax deductions. Married = filing jointly, one earner.
Minnesota income tax brackets
2025 schedule| Taxable income (single) | Married filing jointly | Rate |
|---|---|---|
| $0 – $32,570 | $0 – $47,620 | 5.35% |
| $32,570 – $106,990 | $47,620 – $189,180 | 6.80% |
| $106,990 – $198,630 | $189,180 – $330,410 | 7.85% |
| Over $198,630 | Over $330,410 | 9.85% |
Paid Leave premiums start 1 January 2026.
Crossing the border from Minnesota
The same $60,000 salary, single filer, in Minnesota and in each state it borders. A move across one of these lines is the comparison most people are actually making.
| State | State tax | Take-home | Against Minnesota |
|---|---|---|---|
| Minnesota | $2,855 | $47,535 | this page |
| North Dakota | $0 | $50,390 | +$2,855 |
| South Dakota | $0 | $50,390 | +$2,855 |
| Iowa | $1,682 | $48,709 | +$1,174 |
| Wisconsin | $1,895 | $48,495 | +$960 |
Of the 4 states bordering Minnesota, North Dakota leaves the most: $2,855 a year more on $60,000. Housing and commuting costs routinely outweigh a gap that size, so treat it as one term in the decision rather than the decision.
Frequently asked questions
How much tax is taken out of a paycheck in Minnesota?
On a $60,000 salary in 2026, a single filer in Minnesota pays about $5,020 federal income tax, $4,590 in Social Security and Medicare, and $2,591 Minnesota income tax, plus $264 in state payroll premiums. Total: $12,465, an effective rate of 20.8%. Take-home is $47,535 a year or $1,828 every two weeks.
Does Minnesota have state income tax?
Minnesota uses 4 brackets from 5.35% to 9.85%, after a $14,950 standard deduction ($29,900 married). Paid Leave premiums start 1 January 2026.
What is the Minnesota take-home pay on $100,000?
About $73,429 a year for a single filer in Minnesota ($6,119 a month), or $80,194 for a Minnesota married couple filing jointly with one earner. That is after $13,170 federal tax, $7,650 FICA and $5,311 Minnesota tax.
Why does my real Minnesota paycheck differ from this?
This spreads your annual Minnesota liability evenly across the year. Your Minnesota employer withholds from each check using your W-4 and IRS Publication 15-T, and the difference is settled on your tax return. Pre-tax benefits, bonuses and overtime also move individual checks.
How much does one child change the tax on $67,777?
The child tax credit is worth $2,200 per qualifying child under 17 and comes off the tax itself, not the income. On $67,777 it takes federal tax from $6,081 to $3,881 and lifts take-home to $58,711.
How much would a 401(k) change take-home on $67,777?
Deferring 10% — $6,778 — cuts federal tax from $6,081 to $5,140, but take-home falls from $56,511 to $50,674, because you moved your own pay into a retirement account. It reduces income tax, not Social Security or Medicare.
If you live in Minnesota but work elsewhere
Minnesota has reciprocity agreements with Michigan, North Dakota. Work in one of those and only Minnesota taxes you, provided you file a non-residency certificate with your employer. Work anywhere else that taxes income and you file a non-resident return there as well as a resident return here, claiming a credit so the same income is not taxed twice. How cross-state income tax works.
How to use this calculator
- Step 1
See what the state costs at your salary
Minnesota takes $1,340 on $40,000 and $6,671 on $120,000 — 5.6% of the larger salary against 3.4% of the smaller.
- Step 2
Add your pre-tax deductions
A traditional 401(k) cuts income tax but not FICA; health premiums cut both. The order they are applied in.
- Step 3
Know what is not in this figure
Minnesota has no local wage tax to add. State figures are 2025 while federal are 2026, because the IRS publishes a year ahead of the states.
Near Minnesota, and what to read next
- How much tax is taken out of a paycheck in Minnesota?Every line on five salaries, and where Minnesota ranks.
- Massachusetts paycheck calculatorTake-home on $60,000: $47,334.
- Michigan paycheck calculatorTake-home on $60,000: $48,087.
- Mississippi paycheck calculatorTake-home on $60,000: $48,555.
- Missouri paycheck calculatorTake-home on $60,000: $48,486.
Hadi · Developer and maintainer
Federal tables checked against the IRS 2026 inflation adjustments and 2025 state figures, the latest published, against the Minnesota department of revenue on .